Details

Clever Girl Finance


Clever Girl Finance

Ditch Debt, Save Money and Build Real Wealth
1. Aufl.

von: Bola Sokunbi

18,99 €

Verlag: Wiley
Format: PDF
Veröffentl.: 21.06.2019
ISBN/EAN: 9781119580843
Sprache: englisch
Anzahl Seiten: 240

DRM-geschütztes eBook, Sie benötigen z.B. Adobe Digital Editions und eine Adobe ID zum Lesen.

Beschreibungen

<p><b>Take charge of your finances and achieve financial independence – the <i>Clever Girl </i>way</b></p> <p>Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular <i>Clever Girl Finance</i> website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, <i>Clever Girl Finance</i> encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side.</p> <ul> <li>Monitor your expenses, build a budget, and stick with it</li> <li>Make the most of a modest salary and still have money to spare</li> <li>Keep your credit in check and clean up credit card chaos</li> <li>Start and succeed at your side hustle</li> <li>Build a nest egg and invest in your future</li> <li>Transform your money mindset and be accountable for your financial well-being</li> <li>Feel the power of real-world stories from other “clever girls”</li> </ul> Put yourself on the path to financial success with the valuable lessons learned from <i>Clever Girl Finance.</i>
<p>About the Author xi</p> <p>Acknowledgments xiii</p> <p>You are in the Right Place xv</p> <p>How to Use This Book xvii</p> <p>Introduction xix</p> <p>My Story xv</p> <p><b>Part I The Start 1</b></p> <p>Your What and Your Why 3</p> <p><b>Chapter 1 Your Mindset 9</b></p> <p>Let Go of Your Money Mistakes 11</p> <p>Dream Big – Affirm Yourself to Being Wealthy 17</p> <p>Shift Your Circle of Influence 22</p> <p>Meet Latoya Scott 25</p> <p><b>Chapter 2 Get Organized 29</b></p> <p>Get Your Records in Order 31</p> <p>Track Your Spending 37</p> <p>Identify Your Bad Money Habits 42</p> <p>Know Your Net Worth 47</p> <p>Define Your Values 51</p> <p>Set Your Goals 53</p> <p>Meet Molly Stillman 55</p> <p><b>Part II The Plan 59</b></p> <p><b>Chapter 3 Budgeting 61</b></p> <p>Budgeting 101 – The Basics 63</p> <p>Setting Up Your Budget Using Categories 65</p> <p>Budgeting Styles 68</p> <p>Rewarding Yourself 72</p> <p>Budgeting on an Inconsistent Income 77</p> <p>Budgeting as a Couple 78</p> <p>The Save Yourself Fund – Your Emergency Savings 84</p> <p>My Story: How I Saved over $100,000 in Three Years 87</p> <p><b>Chapter 4 Debt and Loans 93</b></p> <p>Let’s Talk About Debt . . . Because It Sucks 95</p> <p>Paying Off Your Debt 98</p> <p>Student Loans . . . Facts and Basics 104</p> <p>Meet Melisa Boutin 105</p> <p>Where to Start with Your Student Loans 107</p> <p>Ideas to Pay Off Your Debt Fast 112</p> <p>Meet Naseema McElroy 117</p> <p>Cashback and Rewards Credit Cards 119</p> <p>Meet Monica Louie 121</p> <p><b>Chapter 5 Investing 127</b></p> <p>Investing 101 129</p> <p>Meet Adeola Omole 136</p> <p>Investing for Retirement 139</p> <p>How to Start Investing 146</p> <p>Meet Brittney Knies 149</p> <p><b>Part III The Necessary 151</b></p> <p><b>Chapter 6 Credit 153</b></p> <p>Credit 101 155</p> <p>Credit Scores 157</p> <p>Busting Credit Myths 162</p> <p><b>Chapter 7 Protecting Yourself 165</b></p> <p>Creating a Backup Plan with the Right Insurance 167</p> <p>Recession-Proofing Your Finances 174</p> <p>Compromised Information 177</p> <p><b>Chapter 8 Making More Money 181</b></p> <p>Negotiating to Win 183</p> <p>Side Hustles 189</p> <p><b>Chapter 9 Key Financial Actions 193</b></p> <p>Steps to Keep Your Financial Plans Intact 193</p> <p>In Closing 197</p> <p>Index 199</p>
<p><b>BOLA SOKUNBI</b> is a Certified Financial Education Instructor (CFEI), finance expert, speaker, podcaster, influencer, and the founder and CEO of Clever Girl Finance, a personal finance platform for women.</p>
<p>Praise for <p>Clever Girl Finance <p>"An essential guide to financial well-being for women of all ages. Bola's book expertly demystifies handling your money, getting out of debt and creating a sound financial future for yourself."</br> <b> —Farnoosh Torabi,</b> financial expert and host of the <i>So Money</i> podcast <p>"Women are the economic engines of their communities; that's why it's so important they have tools to ensure success. <i>Clever Girl Finance</i> is just such a tool, a wonderful, interactive guide through the daunting world of personal finance. A clever girl will find this book proves, 'to know better is to do better'."</br> <b> —Monique Nelson,</b> Chair and CEO, UniWorld Group <p><b>What's keeping you from real financial success?</b> <p>You're a smart woman. So why do you find financial matters just a little intimidating? Don't worry—we've all been there! We work hard for our money. We're supporting families or sharing the financial obligations of our households. However, we're usually paid less than men and we typically live longer, making our money management needs unique. And that's why it's time for YOU to master the essentials of money: managing it, saving it, investing it, and building a secure financial future for yourself. <p>Self-made money expert Bola Sokunbi developed Clever Girl Finance to meet those objectives. In this book, she helps you identify your personal needs, challenges, and relationship with debt. She demystifies investing. She coaches you on salary negotiations. And at every step, she shares the experiences of women just like you. It's not a magic bullet. It's a process Bola used to establish her own financial security, and it can work for you too!

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